Thank you for visiting Senior Health MN (a division of North Central Insurance Associates Inc.) website. You arrived at this Disclaimer from one of our websites, referred to herein as “this website”. The author and publisher make no representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the contents of this this website. The information contained in this this website is strictly for informational purposes.

This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of this online form/application, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly with a licensed agent.

Note any proposal of insurance we may present to you will be based upon the values developed and exposures to loss disclosed to us on this online form/application and/or in communications with us. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state.

Please contact our office at 763.241.7900 to discuss specific coverage details and your insurance needs. In order to protect your privacy, please do not send us your confidential personal information by unprotected email. Instead, discuss that personal information with us by phone or send by fax.

Statements on this website as to policies and coverages and other content provide general information only and we provide no warranty as to their accuracy. Current and/or potential clients should consult with their licensed agent as to how these coverages pertain to their individual situation. Any hyper-links to other sites or vendors are provided as a convenience only. We have no control over those sites or vendors and cannot, therefore, endorse nor guarantee the accuracy of any information provided by those sites or the services provided by those vendors.

Information provided on this website does not constitute professional advice. If you have legal, tax, accounting or financial planning questions, you need to contact a qualified professional.

The author and publisher disclaim any warranties (express or implied), merchant ability, or fitness for any particular purpose. The author and publisher shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this material, which is provided “as is”, and without warranties.

The author and publisher do not warrant the performance, effectiveness or applicability of any sites listed or linked to in this website.

All links are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose.

All websites are © copyrighted by Senior Health MN (a division of North Central Insurance Associates Inc.) and are protected under the US Copyright Act of 1976 and all other applicable international, federal, state and local laws, with ALL rights reserved. No part of this may be copied, or changed in any format, sold, or used in any way other than what is outlined within this this website under any circumstances without express permission from Senior Health MN (a division of North Central Insurance Associates Inc.).